DiscoverCheques and BalancesOCR Predictions: Will Mortgage Rates Fall Further? | Episode 407
OCR Predictions: Will Mortgage Rates Fall Further? | Episode 407

OCR Predictions: Will Mortgage Rates Fall Further? | Episode 407

Update: 2025-11-231
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Will the RBNZ pull the trigger on 25 or 50? Here's what really sits behind Wednesday’s OCR call.

In this episode, we break down the latest inflation data, card-spending trends, bank pass-through (or lack of it), how summer spending could shape the economy, and why confidence - not just cuts - will determine whether 2026 finally turns a corner.

Next Steps: If you want to find out whether you qualify for the 1.5% cashback or how a refinance works, get in touch with Lighthouse Mortgages and they’ll walk you through your exact options.


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The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

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OCR Predictions: Will Mortgage Rates Fall Further? | Episode 407

OCR Predictions: Will Mortgage Rates Fall Further? | Episode 407

Cheques and Balances